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As picked by Luis.
The higher the LocoScore.
The better the lease deal.
Looking for a great price? How about great value? Our unique LocoScore algorithm rates every lease deal out of 100, giving you the best value and letting you know what's hot and what's . . . not.
We'll help find the right car or van lease deals for you. Deals in the 60-69 territory can be considered average, whilst anything from 70 upwards is good value. And 100? Well, you're dreaming.
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£5.3m
We've saved our users £5.3m in the last year compared to buying on a PCP contract
What is car leasing and how does it work?
Car leasing is a rental agreement which allows you to have a vehicle for an agreed period of time, typically two to four years, in exchange for fixed monthly payments.
You don't own the vehicle and are required to return it at the end of the term. This method is often a cheaper way to drive the car you want, without having to purchase it outright or take out dealer finance. What's more, you don't have to worry about depreciation and road tax is covered by the leasing company.
Almost anyone can lease a car, there are only a couple of requirements. To be eligible to lease a car you need to be at least 18 years old, hold a full UK driving licence and pass the appropriate credit checks.
Road tax, manufacturer’s warranty, breakdown cover and free delivery straight to your door are all included in car lease contracts. So even less hassle for you! Insurance is usually something you will need to organise yourself, but it’s the exact same as insuring a car you have bought, except the leasing company will be the registered owner of the car instead of you.
Personal and business car leasing are both very similar, but there are a few differences. The name on the contract is different and will be your company’s name on the paperwork for business, while it will simply be your own name on a personal lease agreement.
This also means the documents required will be different. For personal leasing you will be required to provide your ID and also pass the relevant checks, including credit checks. With a business lease, you will also be required to provide proof of your business including bank statements, audited accounts and other relevant information about your business.
Finally, business leasing allows people to claim back the VAT on the cost, so can often work out significantly cheaper than personal leasing.
Once your lease comes to an end, you simply hand the car back. The leasing company will check the car is within its mileage limit and they will inspect the car for any damage. It is never expected for a car to be in a perfect brand new condition, so general wear and tear won’t constitute for any additional costs to be paid.
Our leasing partners will usually collect your car for free too. If you’ve planned ahead, you could potentially get your new car lease dropped off at the same time your other car is being collected!
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